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CISI Student Insurance

The University System of Georgia (USG) has entered into an agreement with Cultural Insurance Services International (CISI) to provide a robust and encompassing primary insurance plan for all USG students studying away. All students participating in UGA-sponsored study away programs are required to be enrolled in CISI international health and travel insurance.

All students studying on UGA Global Education programs will be enrolled in batch for their program dates by the Office of Global Engagement. Students should not enroll themselves for the official program dates. Students who will be traveling outside of the official program dates may extend their coverage by contacting the Office of Global Engagement (706-542-2900).

Trip Cancellation

The University of Georgia and the Office of Global Engagement (OGE) recognize that unforeseen circumstances sometimes require trip cancellation. Neither the University nor OGE, however, can offer refunds or fee forgiveness outside of the StudyAway Program Withdrawal Policy.

All students participating in UGA-sponsored study away programs are required to be enrolled in CISI international health and travel insurance. For faculty-led and Residential Center programs conducted in groups, OGE will enroll all program participants into USG/UGA CISI coverage. Students traveling on all other programs are required to self-enroll into the policy.  Enrollment instructions are available to students as a part of their travel registration with OGE.

The USG/UGA CISI policy offers the following trip cancellation benefit that starts 30 days prior to the program’s official departure date:

We will reimburse the Program Fee if the Insured Student would otherwise be eligible for benefits under the Policy but is prevented from taking the Trip for any of the following reasons: 1) Death of a Family Member; 2) The Insured Student or Family Member suffers an Injury or Sickness that is not a Preexisting Condition. The Insured Person’s or Family Member’s Injury or Sickness must be so disabling, as certified by a Doctor, to reasonably cause a person to cancel the Trip.
 
Benefits are payable up the maximum shown in the Schedule of Benefits only if: 1) the event causing the cancellation of participation in the Trip occurs within 30 days prior to the scheduled departure date; 2) to the extent the program fee has been paid and is not refundable We will not reimburse any amount of the Program fee for: a) the Program Application fee; b) any deposit paid to confirm participation in the Program; or c) any insurance premiums or fees.

Student Travel Policy

Students pursuing independent study, research, or internships abroad (undergraduate or graduate) who will be enrolled in UGA coursework (including thesis or dissertation hours) or funded wholly or partially by UGA sources must:
  1. Complete documentation online in the UGA Travel Registry.
  2. Purchase CISI travel insurance using the UGA policy.
  3. Attend a pre-departure orientation. Contact UGA StudyAway for available times at studyaway@uga.edu.
Contact studyawayhelp@uga.edu with questions.
 

Optional Supplemental Travel Protection for Academic Travel

Information regarding Travel Protection for Academic Travel, including the new Cancel For Any Reason/Interrupt For Any Reason plans, can be found below.

As of July 1, 2020, and in response to the COVID-19 pandemic, CISI has recently released a Cancel for Any Reason (CFAR) policy that can be selected in addition to our current insurance plan.

The following details have been provided by CISI regarding Worldwide Trip Protector (WTP) and Worldwide Trip Protector Plus (WTPP) programs. Please see the information within the CISI website and the grid below.

NOTE: WTP and WTPP can also be used for domestic travel (e.g. “study away” programs with travel to domestic destinations).
 

Live July 1, 2020 Worldwide Trip Protector
(WTP)		 Worldwide Trip Protector Plus
(WTPP)
Plan Type Individual Individual
Trip Cancellation 100% of Trip Cost 100% of Trip Cost
Trip Interruption 150% of Trip Cost 150% of Trip Cost
Cancel for Any Reason (CFAR) N/A 75% of non-refundable Trip Cost
Interruption for Any Reason (IFAR) N/A 75% of non-refundable Trip Cost
Baggage Delay After 3 hours up to $500 After 3 hours up to $500
Accident/Sickness Medical Expenses $100,000 $100,000 (primary)
Medical Evacuation/Repatriation/Return of Mortal Remains $1,000,000 $1,000,000

Learn More About Travel Protection Plan

Get a Quote / Purchase Travel Protection

 

Travel Protection for Academic Travel
Protect your prepaid trip costs from named risks or *For Any Reason preventing travel. The Worldwide Trip Protector Plans with travel insurance underwritten by the United States Fire Insurance Company, rated A (Excellent) by A.M. Best 2019, may help protect the financial investment for educational travel both domestically and abroad.Ideal for study/intern abroad and educational K-12 travel, the program provides trip cost protection for individual travel including students, faculty and chaperones.

The Worldwide Trip Protector plans have a 14 day "Free Look" period. If you are not completely satisfied with the plan, you must notify the Company within 14 days of purchase. The Company will give you a full refund, provided you have not already departed on the covered trip or filed a claim.

Travel Protection
 
Covered Reasons For Trip Cancellation and Trip Interruption: Covered Reasons for CFAR/IFAR:
  • Financial Insolvency or Financial Default of an Entity That Directly Provides Travel Arrangements
  • Military Duty for National Disaster
  • Felonious Assault
  • Hijacked, Jury duty
  • Quarantined, which means you or your traveling companion are forced into strict medical isolation by a recognized government authority, their authorized deputies, medical examiners or physician to prevent the spread of the disease due to you or your traveling companion either having, or being suspected of having an contagious disease, infection or contamination.
  • Illness, Injury or Death (you, Family Member, Traveling Companion, and more)
  • Home or Destination Uninhabitable
  • Terrorism
  • Theft of Passport/Visa
  • Traffic Accident En Route
  • Unannounced Strikes
  • Inclement Weather

The covered reasons for Trip Cancellation coverage are not identical to the covered reasons for Trip Interruption coverage. Additional terms apply to all covered reasons discussed above. Plans contain additional covered reasons for both coverages.		 Cancellations and Interruptions are covered if you cancel or interrupt your trip for any reason including fear of contracting Covid-19; subject to the terms of the plan.


COVID-19 Trip Protection Information
 
Learn More

COVID-19 Trip Protection FAQs
 
Learn More About Travel Protection Plan

To learn more about this program, contact Travel Insured International: 855-611-0918

Get a Quote / Purchase Travel Protection
 

 

CISI Insurance for Faculty/Staff

All UGA faculty and staff members traveling abroad on official university business must be covered by medical evacuation and repatriation of remains insurance. However, most employees are already covered for this insurance as described in the next section, "Base Insurance for Benefits-Eligible Employees".

CISI Insurance for Faculty/Staff on a StudyAway Program

CISI coverage through the study away policy is required for faculty and staff traveling with UGA students on a program approved by UGA. Faculty and staff will be enrolled into the coverage by OGE for the official dates of their program no later than one month prior to program departure. Per the Accompanying Individuals Policy, CISI coverage is also required for dependents of UGA faculty and staff traveling on UGA StudyAway programs. CISI coverage through the study away policy is available to UGA faculty and staff only when they are traveling with students on approved study away programs and activities.   Dependents accompanying program staff on UGA StudyAway program may have coverage under the same policy and at the same rate for the duration of the program, or partial days within the program’s dates.

Base Insurance for Benefits-Eligible Employees

All UGA faculty and staff members traveling abroad on official university business must be covered by medical evacuation and repatriation of remains insurance. However, most employees are already covered for this insurance as described below:
Benefits-eligible employees are automatically enrolled in $25,000 basic life insurance administered through MetLife, which includes Travel Services. Travel Services are available to benefits-eligible employees as well as their spouses and dependent children. Information about the Travel Services provided through MetLife can be found at USG's Travel Assistance Summary.
More information about UGA Human Resources Benefits can be found on the UGA HR website.

Optional Additional Travel Insurance, or Insurance for Non-Benefits Eligible Employees

Depending on your regular health insurance plan, or if you are not a benefits-eligible employee, you may wish to purchase additional overseas health insurance. The University System of Georgia offers a Business Travel Insurance for Faculty & Staff through CISI. This additional insurance costs $2.60 per day. Optional dependent* coverage is also available at $5.76 per day.

For additional information, please see Faculty-Staff Business Travel Participant Guide.

*Please note: dependent coverage under the Business Travel plan is for accompanying dependents NOT on StudyAway program travel, i.e.: international conference.
 

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